33%
Of Nigerian property transactions involve fraud or disputed title.
Fake C of O documents, land grabbing, duplicate sales, encumbered properties marketed as clean. Buyers lose deposits monthly.
LAGOS LANDS REGISTRY · 2024
Trust infrastructure for African real estate
Real estate, verified.
Real estate, verified.
Funds, protected.
Africa, unlocked.
Africa's first vertically integrated trust platform for residential real estate. Verified listings, escrow at licensed banks, identity-tiered transactions, dispute resolution by independent officers. Launching in Nigeria. Scaling across seven African markets.
CONFIDENTIAL · EARLY ACCESS · NIGERIA LAUNCH 2026
🇳🇬NIGERIA · LIVE 2026
🇬🇭GHANA
🇰🇪KENYA
🇷🇼RWANDA
🇿🇦SOUTH AFRICA
🇨🇮IVORY COAST
🇹🇿TANZANIA
DIASPORA WAITLIST
2,400+
UK, US, Canada-based African diaspora awaiting launch.
BANKING PARTNER
Zenith
Trust Account NGN-7842 · CBN licensed · NDIC insured · PwC audited.
VERIFICATION SLA
4–12h
From document upload to verified badge issuance.
TARGET MARKETS
7
Nigeria, Ghana, Kenya, Rwanda, South Africa, Ivory Coast, Tanzania.
The Problem
African real estate runs on broken trust. Every transaction is a leap of faith.
The continent has $1.4 trillion in residential property and zero institutional infrastructure for verifying it. Buyers gamble. Diaspora can't transact at all. Honest agents lose to scammers who advertise the same listings.
$5.4B
In annual diaspora remittances earmarked for Nigerian property — but most never close.
Diaspora buyers can't fly to inspect. They wire funds to a "trusted family member" who often disappears.
CBN REMITTANCE DATA · UK ONS 2024
12-18 mo
Average time from offer to title transfer on a Nigerian property.
Manual document chasing, no escrow, opaque legal handoffs, agents who disappear after taking a deposit.
LAGOS STATE LANDS BUREAU
0
Pan-African platforms that verify identity, documents, AND hold funds in escrow.
Classifieds list. Banks lend. Lawyers transfer titles. No one connects the trust chain end-to-end.
DUNE COMPETITIVE ANALYSIS · 2026
How DUNE works
Four trust subsystems. Each is a moat. Together they're an operating system.
DUNE doesn't compete on listings. DUNE competes on trust. We verify the listing. We hold the funds. We assign the legal partner. We dispatch the inspector. We arbitrate the dispute.
SUBSYSTEM 01
DUNE Identity™
NIN · BVN · PASSPORT · LIVENESS · CAC
Identity tiers T0–T4 with hardware-bound liveness, NIMC and BVN cross-checks, and diaspora multi-document verification. Once verified, valid forever.
SUBSYSTEM 02
DUNE Documents™
C of O · GOV. CONSENT · DEED · GAZETTE · SURVEY
Forensic title pipeline with 5 automated checks plus Verification Officer review. 4–12 hour SLA. D3 Legal Reviewed badge issued only after O.J | Richards review.
SUBSYSTEM 03
DUNE Escrow™
ZENITH BANK · DUAL-CONTROL · NDIC · PWC
Buyer funds held in Zenith Bank Trust Account — CBN licensed, NDIC insured, PwC annual audit, dual-operator release approval. Not crypto-escrow theater.
SUBSYSTEM 04
DUNE Trust Score™
0–1000 SCORE · 5 TIERS · DRIVES REBATES
Every agent has a 0–1000 score. Score drives placement, escrow fee rebates (0.05% → 0.15%), Diamond-tier access. The flywheel.
African expansion
One trust platform. Seven African markets. Three phases.
The four trust subsystems are jurisdiction-agnostic. Local adaptations: identity providers, document types, banking partners, legal partners. Core platform travels.
🇳🇬LIVE 2026
Nigeria
219M · $24B Lagos GMV
PHASE 0 · BEACHHEAD
🇬🇭Q2 2027
Ghana
33M · $4B Accra GMV
PHASE 1 · W. AFRICA
🇰🇪Q4 2027
Kenya
55M · $6B Nairobi GMV
PHASE 1 · E. AFRICA
🇷🇼Q2 2028
Rwanda
14M · $0.8B Kigali GMV
PHASE 1 · E. AFRICA
🇿🇦2029
South Africa
63M · $18B GMV
PHASE 2 · SOUTH
🇨🇮2029
Ivory Coast
28M · $2B Abidjan
PHASE 2 · FRANCOPHONE
🇹🇿2030
Tanzania
62M · $3B Dar
PHASE 2 · E. AFRICA
···COMING SOON
Egypt · Morocco
Ethiopia · Senegal
Ethiopia · Senegal
Horizon · 2031+
PHASE 3 · CONTINENT
The founder
Built by someone who has architected trust systems for institutional finance.
FOUNDER & CEO
Richard J. Onyeneho
FINTECH · REGTECH · DIASPORA
"Africa's real estate problem isn't listings. It's trust. Every other platform has been solving the wrong problem."
18+ years architecting trust documentation systems at PwC, HSBC, Capital One, Wells Fargo, TD Bank, U.S. Department of Justice, and Mastercard. Specialized in audit-ready governance for ISO 27001, SOC 2, NIST, PCI-DSS, GDPR, and NDPR. Built the documentation infrastructure that institutional finance runs on. Now building the trust infrastructure African real estate has been waiting for.